MindForge is direct-pay by design — it's what makes individualized, intensive programs possible rather than care shaped by billing codes. The Discovery Day is one fixed fee, the same for everyone — shared plainly on your free 15-minute call — and individualized program pricing is shared the same way, with your exact quote and a Good Faith Estimate at your Discovery Day wrap. Every number you hear on the call is the number you'll see in writing with your Discovery Day results. This page is every payment rail we support, in plain language.
The investment
The MindForge Discovery Day — a comprehensive neurological evaluation + report of findings + care plan — is one fixed fee — the same for everyone, shared plainly on your first call. It's the same for every condition, and it covers the entire day.
Programs are individualized, so there's no menu price: what yours involves — and what it costs — is scoped on your free 15-minute call, and your exact quote comes with your Discovery Day results — a Good Faith Estimate, in writing, before you commit to anything.
Why no menu price? Because a two-week single-system program and a six-week multi-system program are different commitments — one price would overcharge one patient to subsidize the other. Your free 15-minute call gives you the shape of it; the GFE is your exact number, in writing, before you decide.
Financing
Third-party healthcare financing is available for qualifying patients. What we hold ourselves to regardless of vendor: the full cost is always visible before you sign anything, financing is offered as an option, on your terms, and nobody at MindForge is compensated for putting you on a payment plan.
HSA / FSA
MindForge is a healthcare merchant, and HSA/FSA funds typically apply to evaluation and treatment. Card acceptance works as it does anywhere else. If your administrator requires documentation, we provide itemized receipts — and where a Letter of Medical Necessity is appropriate, see below.
Letter of Medical Necessity
Some HSA/FSA administrators and some employers ask for a Letter of Medical Necessity for qualifying services. After your Discovery Day, if your clinical findings support one, our clinical team prepares it — ask on your call or at your Discovery Day wrap.
Superbills & out-of-network claims
MindForge is a direct-pay practice and does not bill insurance. We provide superbills — itemized, coded receipts — that you may submit to your plan for possible out-of-network reimbursement. Reimbursement depends entirely on your plan: many plans reimburse something, some reimburse nothing, and we can't promise an outcome. What we promise is clean documentation, correct codes, and help understanding what you're submitting.
Employer reimbursement
Some patients — particularly executives and professionals whose cognitive performance is the job — arrange partial or full employer support. The usual routes: HSA-eligible spending, wellness or executive-health stipends, and professional-development or disability-accommodation budgets. Ask us on your 15-minute call and we'll provide documentation your HR team can evaluate.
Financial assistance
Through our affiliated non-profit, partial financial assistance is available for qualifying patients — always a partial write-down, never a 100% grant, and always based on published criteria rather than negotiation. The criteria are being finalized now; ask on your 15-minute call and the care team will tell you what is realistic. If cost is the barrier, say so: the respectful answer is sometimes assistance, and sometimes routing you to care that fits your situation better — including insurance-covered options. Inability to pay is a circumstance, not a failing, and we treat it that way.